Bankruptcy

THE MEANS TEST

(WHO CAN FILE FOR BANKRUPTCY)

WORKSHEET A: CURRENT MONTHLY INCOME

Use this worksheet to calculate your current monthly income; use figures for you and your spouse if you plan to file jointly.

Line 1. Calculate your total income over the last six months from wages, salary, tips, bonuses, overtime, and so on.

A. Month 1 $_________________

B. Month 2 _________________

C. Month 3 _________________

D. Month 4 _________________

E. Month 5 __________________

F. Month 6 __________________

G. Total Wages (add lines A-F) $__________________

Line 2. Add up all other income for the last six months.

A. Business, profession, or farm income __________________

B. Interest, dividends, and royalties __________________

C. Rents and real property income ___________________

D. Pension and retirement income ___________________

E. Alimony or family support ___________________

F. Spousal Contributions (if not filing jointly) ___________________

G. Unemployment compensation ___________________

H. Workers’ compensation ___________________

I. State disability insurance ___________________

J. Annuity payments ___________________

K. Other ___________________

L. Total other Income $__________________

A. Enter total wages (line1G) ___________________

B. Enter total other income (Line 21) ___________________

Add lines A and B together ___________________

Line 4. Average monthly income over 6 months prior to filing.

This is called your “current monthly income”

A. Enter total six month income (add line 3c) __________________

B. Current monthly income. Divide Line A by 6 $__________________